[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chasa.cz\/jak-se-vam-libi-osobni-bankrot\/#Article","mainEntityOfPage":"https:\/\/www.chasa.cz\/jak-se-vam-libi-osobni-bankrot\/","headline":"Jak se v\u00e1m l\u00edb\u00ed osobn\u00ed bankrot?","name":"Jak se v\u00e1m l\u00edb\u00ed osobn\u00ed bankrot?","description":"Jak prav\u00ed statistiky, bylo u n\u00e1s loni v\u00edce ne\u017e sto tis\u00edc lid\u00ed prod\u011bl\u00e1vaj\u00edc\u00edch osobn\u00ed bankrot. Tedy t\u011bch, kdo se zadlu\u017eili natolik, \u017ee se ocitli a\u017e na \u00fapln\u00e9m dn\u011b, ze kter\u00e9ho se u\u017e nem\u011bli nad\u011bji nikdy vyhrabat, a st\u00e1t jim ze... <a class=\"more-link\" href=\"https:\/\/www.chasa.cz\/jak-se-vam-libi-osobni-bankrot\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2019-06-21","dateModified":"2019-06-21","author":{"@type":"Person","@id":"https:\/\/www.chasa.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.chasa.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8ee00db67df6a380981db2e33f97d2fa79637c4880a83f2a0ac4c29b5bb179e1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8ee00db67df6a380981db2e33f97d2fa79637c4880a83f2a0ac4c29b5bb179e1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chasa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chasa.cz\/wp-content\/uploads\/img_a346064_w2944_t1560060757.jpg","url":"https:\/\/www.chasa.cz\/wp-content\/uploads\/img_a346064_w2944_t1560060757.jpg","height":0,"width":0},"url":"https:\/\/www.chasa.cz\/jak-se-vam-libi-osobni-bankrot\/","wordCount":516,"articleBody":"Jak prav\u00ed statistiky, bylo u n\u00e1s loni v\u00edce ne\u017e sto tis\u00edc lid\u00ed prod\u011bl\u00e1vaj\u00edc\u00edch osobn\u00ed bankrot. Tedy t\u011bch, kdo se zadlu\u017eili natolik, \u017ee se ocitli a\u017e na \u00fapln\u00e9m dn\u011b, ze kter\u00e9ho se u\u017e nem\u011bli nad\u011bji nikdy vyhrabat, a st\u00e1t jim ze sv\u00e9 blahov\u016fle dovolil vykoupit se odpu\u0161t\u011bn\u00edm \u010d\u00e1sti dluh\u016f v\u00fdm\u011bnou za l\u00e9ta \u017eivo\u0159en\u00ed.\t\u010ctrn\u00e1ct procent z\u00a0t\u011bch, kdo se ocitli v\u00a0exekuci, tak dostalo \u0161anci tohoto oddlu\u017een\u00ed. P\u0159i\u010dem\u017e \u0161lo o lidi v\u00a0pr\u016fm\u011bru p\u011bta\u010dty\u0159icetilet\u00e9 a dlu\u017e\u00edc\u00ed deseti v\u011b\u0159itel\u016fm. Ka\u017ed\u00fd des\u00e1t\u00fd byl ve v\u011bku do t\u0159iceti let, ka\u017ed\u00fd dvan\u00e1ct\u00fd senior nad let p\u011bta\u0161edes\u00e1t.\t\u010ctrn\u00e1ct procent z 821300 lid\u00ed v\u00a0exekuci dostalo druhou \u0161anci, ka\u017ed\u00fd v\u00edce ne\u017e st\u00fd z\u00a0n\u00e1s m\u011bl a m\u00e1 tento probl\u00e9m.\tNejv\u00edc takto osobn\u011b bankrotuj\u00edc\u00edch lid\u00ed jsme m\u011bli v \u00dasteck\u00e9m, Karlovarsk\u00e9m, Libereck\u00e9m a Moravskoslezsk\u00e9m kraji, co se m\u011bst t\u00fdk\u00e1, hlavn\u011b v\u00a0Podbo\u0159anech, R\u00fdma\u0159ov\u011b, \u017datci, Kadani, Teplic\u00edch, Chomutov\u011b, Orlov\u00e9, A\u0161i, Krnov\u011b, Brunt\u00e1le a Most\u011b, mezi okresy vedly Chomutov, Teplice, Brunt\u00e1l, Most, Louny, Sokolov a Karvin\u00e1.\tRo\u010dn\u011b pak u n\u00e1s p\u0159ib\u00fdv\u00e1 asi 20000 nov\u00fdch n\u00e1vrh\u016f na oddlu\u017een\u00ed a podle odborn\u00edk\u016f toto \u010d\u00edslo z\u0159ejm\u011b v\u00fdrazn\u011b poroste. A to proto, \u017ee se chyst\u00e1 novela insolven\u010dn\u00ed z\u00e1kona, je\u017e m\u00e1 pomoci v\u011bt\u0161\u00edmu po\u010dtu podobn\u00fdch dlu\u017en\u00edk\u016f, jim\u017e to p\u0159erostlo p\u0159es hlavu.\t\tDnes se toti\u017e mus\u00ed podat n\u00e1vrh na oddlu\u017een\u00ed k\u00a0soudu, v\u00a0kter\u00e9m\u017eto okam\u017eiku se zastav\u00ed \u00faro\u010den\u00ed dluh\u016f a dlu\u017en\u00edk je a\u017e do soudn\u00edho rozhodnut\u00ed v ochrann\u00e9 lh\u016ft\u011b. Pokud soud rozhodne kladn\u011b, je dlu\u017en\u00edkovi p\u0159id\u011blen insolven\u010dn\u00ed spr\u00e1vce a mus\u00ed b\u011bhem maxim\u00e1ln\u011b p\u011bti let splatit aspo\u0148 t\u0159i desetiny dluh\u016f.\tZat\u00edmco zm\u00edn\u011bn\u00e1 novela p\u0159inese dv\u011b mo\u017enosti, jak se oddlu\u017eit. Dlu\u017en\u00edk bude muset splatit za t\u0159i roky aspo\u0148 \u0161edes\u00e1t procent nebo za p\u011bt let aspo\u0148 t\u0159icet procent dluhu. P\u0159\u00edpadn\u011b ale i m\u00e9n\u011b ne\u017e on\u011bch t\u0159icet procent, t\u0159eba i jen tolik, kolik stoj\u00ed odm\u011bna jeho insolven\u010dn\u00edho spr\u00e1vce, pokud to soud posv\u011bt\u00ed s\u00a0t\u00edm, \u017ee se dlu\u017en\u00edk dost sna\u017eil. Senior\u016fm a invalid\u016fm se pak m\u00e1 dostat i mo\u017enosti b\u00fdt oddlu\u017eeni u\u017e do t\u0159\u00ed let, p\u0159i\u010dem\u017e ani nebudou muset splatit on\u011bch \u0161edes\u00e1t procent dluh\u016f, ale t\u0159icet procent posta\u010d\u00ed.\tZkr\u00e1tka se u n\u00e1s bude m\u011bnit pomoc t\u011bm, kdo jsou ve dluz\u00edch v\u00edc ne\u017e po u\u0161i. A jak u\u017e tomu tak b\u00fdv\u00e1, na \u00fakor ostatn\u00edch. Co\u017e mn\u011b jako spr\u00e1vn\u00e9 \u0159e\u0161en\u00ed rozhodn\u011b nep\u0159ipad\u00e1. A v\u00e1m?                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak se v\u00e1m l\u00edb\u00ed osobn\u00ed bankrot?","item":"https:\/\/www.chasa.cz\/jak-se-vam-libi-osobni-bankrot\/#breadcrumbitem"}]}]